Want to jump straight to the answer? The best business credit card for most people is definitely the Chase Ink Business Cash.
A good business credit card goes beyond day-to-day purchases.
They can give you high spending limits, fantastic rewards like airline points and cashback, and useful tools to grow your business.
In many instances, you don’t even need a formal business structure to apply for a small business credit card. If you’re a freelancer or entrepreneur without a registered LLC, you can still apply for cards using your social security number as opposed to a tax ID or EIN.
This guide is perfect for anyone interested in a small business credit card. I’ll show you the top options and explain how to find the best business credit card for your situation.
Top 8 Best Business Credit Cards for 2021
There are hundreds of business credit cards on the market today. It seems like they all claim to be “the best” for something.
But really, there are only eight business credit cards that I recommend:
Chase Ink Business Cash
Blue Business Cash Amex
Chase Ink Business Preferred
CitiBusiness AAdvantage Platinum
American Express Business Gold
Chase Ink Business Unlimited
Capital One Spark Cash
Capital One Spark Miles
I’ll highlight the top features, benefits, costs, and any other considerations for each one below.
The Best Business Credit Card Reviews
Chase Ink Business Cash